Privacy Policy

This Privacy Policy describes how Immani Wealth Enterprises – FIA Holdings LLC division ("we," "us," or "our"
collects, uses, and discloses your personal information when you use our credit solution services or visit our website.

1. Information We Collect

1.1 Personal Information

We may collect the following types of personal information:

· Contact information (name, email address, phone number, mailing address)

· Financial information (credit reports, credit scores, account information)

· Identity verification information (SSN, date of birth)

· Credit history and account details

· Communication preferences

1.2 Usage Information

We automatically collect certain information about your device and how you interact with our website, including:

· IP address and device information

· Browser type and version

· Pages you visit and features you use

· Referral source

· Length of visit and page interactions

2. How We Use Your Information

We use your personal information for the following purposes:

· Provide credit solutions and monitoring services

· Prepare and submit disputes to credit bureaus

· Send credit status updates and reports

· Send appointment confirmations and reminders

· Respond to your comments, questions, and requests

· Send you technical notices, updates, security alerts, and support messages

· Send educational information about credit improvement

· Monitor and analyze trends, usage, and activities

· Comply with legal obligations

3. Text Message Communications

When you opt in to receive text messages from us:

· We will send messages related to your credit solution services, including status updates, appointment reminders, and important notifications

· Message frequency varies based on your credit solutions
progress and interactions with us

· Standard message and data rates may apply

· You can opt out at any time by replying "STOP" to any message

For help, reply "HELP" to any message or contact us at [email protected]

4. Information Sharing

We may share your personal information with:

· Credit bureaus and creditors (for dispute purposes)

· Service providers who perform services on our behalf

· Our parent company, Immani Wealth Enterprises, and affiliated divisions

· Professional advisors, such as lawyers, auditors, and insurers

· Government bodies when required by law

In connection with a business transaction (e.g., merger or acquisition)

5. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

· Access to your personal information

· Correction of inaccurate information

· Deletion of your information

· Restriction of processing

· Data portability

· Objection to processing

To exercise these rights, please contact us at [email protected]

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities and to remember your preferences. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

8. Children's Privacy

Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

FIA Holdings LLC (A subsidiary of Immani Wealth Enterprises)

26 West Dry Creek Circle, Suite 600 Littleton, CO 80120

[email protected]

+1 984-217-7821